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fintech startup organizational structure

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fintech startup organizational structure

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fintech startup organizational structure

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fintech startup organizational structure

Dedicated development team for your project. RPA bots) check your AR score. Other responsibilities include defining testing strategies, scheduling and assigning tasks among many other things. An ideal finance department has a 3-step heirarchial structure consisting of a minimum of 7 members for efficient and smooth workflows. User experience team is an essential part of almost any startup. After multiple iterations at refinement, the hard-won insight at Amazon was that cross-team communication doesn't need refinement it needs elimination. However, many passionate entrepreneurs [], AI revolution is not a myth. And what about Process Street? Weve decided to stay as small as we can for as long as we can. Jason Fried and David Heinemeier Hansson, It Doesnt Have to Be Crazy at Work, page 214. Zappos says this evolution is due to the fact that holocracy is designed to focus on work while Zappos is *all* [sic] about people.. If youre having trouble remembering everyones last name in the company, you need a full-time in-house HR/talent head, Simonian said. But averagely, we charge $3.50 per transaction. At first, it seems like the most reasonable option as you have direct control and its easy to manage the team. But when the young company grows to the matured organization, the org chart still keeps the same. Globally, the number of fintech companies grew to 1,463, with 2,745 unique investors. IT workers must keep up to date with the latest technology trends and evolutions, as well as developing soft skills like project management, presentation and persuasion, and general management. This is because the per-share value of the Global X Fintech ETF has more than tripled from $15 in 2016 to $47 in 2023. For those not on the cutting edge of business ideas from nearly a decade ago, holacracy is: Holacracy is a new way of structuring and running your organization that replaces conventional management. Transparency really does make the startup go round. Editorial credit: Blue Planet Studio / Shutterstock.com, Optimize Your Fintech Company With a Public Org Chart, Showcase your company culture to a vast community of professionals, Host your team on a free org chart to keep employees aligned, Post jobs on our free job platform for high growth startups, Creating standard policies and procedures. According to Wade Foster (co-founder and CEO), building that structure when you only have 10 or so people establishes expectations, creates trust, and prevents culture shock down the road when you really need to put that structure in place. Plus, if anyone tries to bring a lawsuit against your company for any reason, it helps to have some expert help in your corner. It is safe to say that the Financial Technology (FinTech) industry is massive. Because of this early focus, our first hires were salespeople who understood financial services inside and out, so we could scale the business past the first couple of customers we managed to win on our own, Peters said. Another option is to hire a dedicated software development team. One of the classical options is to build a complete in-house team of local developers. Even though this segment of fintech may see the most headlines, the big money still lies in the traditional global banking industry and its multi-trillion-dollar market capitalization. Most startups love this structure as it reduces time spent on supervision and ensures every employee is involved. As important that it is that youre not stepping on each others toes, you have to be open to change. Step 6: Get Funded. In general, most of the startups have adopted a flat organizational structure in the early years which turns out to be a good result. We'll get back to you with details and estimations. An effective fintech Legal team should include: This team will report to a Chief Legal Officer (CLO) or General Counsel. The average net profit margin can be higher or lower depending on our additional service offerings and the amount of our overhead expenses. Let us just clarify one thing: the absence of experience is not the absence of potential. Create an efficient content marketing strategy. Their job is to make sure the company uses its money as efficiently as possibleand above all, that it doesnt run out of funds. As with all C-level executives, the CFO reports directly to the CEO. I get to know the useful information about organizational structure, Do you have any references to the first line? However, regularly reviewing and updating such components is an equally important responsibility. Improve employee performance Employees play a crucial role in every business, and managing employees is essential for timely delivery. They may take an active role in managing the organizations operations, or they leave that in the hands of the CEO and the other C-level executives. Either way, theyll manage: Marketing departments are generally led by a Chief Marketing Officer (CMO), Head of Marketing, or Vice President of Marketing. Alfred Sloan of General Motors is credited with saying: "Good management rests on a reconciliation of centralization and decentralization.". Insurance Apps (Alternative insurance underwriting). Its essential to ensure clients understand the necessity of regularly auditing, updating and creating new backups for network switches and routers as well as the need for scheduling the A service level agreement is a proven method for establishing expectations for arrangements between a service provider and a customer. In fact, the head of Human Resources is often known as a Chief People Officer (CPO). The first hires you make will be some of the most important hiring decisions you make. Good research! However, a flat model tries to disrupt this system by decentralizing most tasks. In the flat model, every employee is a boss on their own. Send us a request for a proposal! If a process isnt being used get rid of it. We develop & design digital experience for your business, 2012-2023 CyberCraft - all rights reserved, Almost every startup begins with a game-changing idea that should revolutionize the way the world functions. In terms of the number of fintech startups, the US is the most active country, with India and the UK following. Fintech Startup Organizational Chart Template; charts simple chart hierarchy organizational charts. Editorial credit: Blue Planet Studio / Shutterstock.com, Optimize Your Fintech Company With a Public Org Chart, Showcase your company culture to a vast community of professionals, Host your team on a free org chart to keep employees aligned, Post jobs on our free job platform for high growth startups, Creating standard policies and procedures. Either way, theyll manage: Marketing departments are generally led by a Chief Marketing Officer (CMO), Head of Marketing, or Vice President of Marketing. Forbes Technology Council is an invitation-only community for world-class CIOs, CTOs and technology executives. Yes, there are niche ideas when it comes to the fintech business, and they are as follow; Money Net FinTech Company, Inc. has plans to sell franchises in the nearest future and we aim to have a strong physical presence in key financial hubs (cities all across the world). CEOs Share Their Views, How To Cope With The Constant Barrage Of Workday Microstressors, How To Cultivate A Culture Of BelongingAnd Why Its The Ultimate Competitive Edge. This post will look at the organizational structure of four of the most successful startups out there and why they've opted to make the long-established hierarchical structure on its head. . The adage youre only as good as your last performance certainly applies. Marketing will also work to develop your companys image and inspire brand loyalty. It provides structure and direction for getting things done. Wade Foster. Finally, some entrepreneurs may want to try complete outsourcing and abstain from in-house development. Looking for the best payroll software for your small business? It is responsible for the core of the application being built and app logic interacting with cloud services as well as the backends interaction with the front-end through API Endpoints. Flat. It also cooperates with other mini-teams to achieve the set goals. The CEO is responsible for: The CTO, in turn, (at least in our case) supervises four mini-teams, namely: Therefore, the development team is broken down into four mini-teams each with its distinct areas of responsibility. Flattening the companys structure involved: This did not go over well. Human Resources is all about the people in your company. Grove also wrote about how leaders should step into the decision-making process at the right stage too early, and not enough viewpoints get assimilated into the process; too late, and it is likely that the group has already dismissed some crucial, non-consensus views. Basecamp, like Zapier, is more focused on the how of getting things done than who sits where and what hat they wear. CyberCraft provides clients with different types of IT technical support from Application Monitoring & Reporting to User Assistance. FinTech firms have generally not had sufficient access to the low-cost funding or the customer base Lets analyze each of these options in detail. Roles shift and change as people start new initiatives or take on new responsibilities. Thanks for this super insightful content! Maintenance of the server and all payment gateways are carried out as scheduled. First and foremost, the COO is responsible for making sure that the company is operating as it shouldand meeting the CEOs expectations. When youre operating a fintech company, its essential to be aware of the law. The pyramid is set up and the bureaucracy takes over. Here are the key startup hiring tips you need to take into account when building your development team: Lets see why each of these tips is worth considering. Fintech is also a keen adaptor of automated customer service technology, utilizing chatbots and AI interfaces to assist customers with basic tasks and also keep down staffing costs. Human Resources responsibilities cover: With the right Human Resources approach, you can staff your fintech organization with quality employees, establish a strong company culture, and maintain high morale. For Basecamp, every decision has been about maintaining simplicity and a calm environment. As such, communication with the board is key. Whichever you go for, we at Process Street will be here to support you and your business on the journey. The best fintech apps are those in digital payments, digital lending, digital banking, digital investment, and consumer finance because they either help users bank, pay, save, spend, invest, borrow, or make money. As well see, certain elements which we consider part of the normal workplace are being abandoned by experimenting companies in favor of new models. Power is distributed throughout a concrete organizational structure giving individuals and teams freedom while staying aligned to the organizations purpose. The big question: Can a suitably new Improve Fintech's organisational structure? Operational Cost (salaries of employees, payments of bills et al) $80,000, Store Equipment (cash register, security, ventilation, signage) $4,750, Transaction fee to a third-party provider, Utility bills (internet, phone bills, signage and sewage et al), Chief Executive Officer $65,000 Per Year, Companys Lawyer/Secretary $50,000 Per Year, FinTech Operations Specialist $48,000 Per Year, Programmers and Software Developers $47,000 Per Year, Digital Marketers (Marketing and Sales Executive) $42,000 Per Year. An effective fintech Legal team should include: This team will report to a Chief Legal Officer (CLO) or General Counsel. Raising money from personal savings and sale of personal stocks and properties, Raising money from investors and business partners, Pitching your business idea and applying for business grants and seed funding from, government, donor organizations, and angel investors. Your early hires will depend heavily on your business model and the market youre in, said Brad Peters, co-founder of Birst. Failed to subscribe. Product is headed by a Chief Product Officer (CPO) or Vice President of Product. And by doesnt work I mean doomed to fail and take your company with it.. The process doesnt have to be formal. Digital banking services are taking over as 46 percent of people exclusively use digital channels for their financial needs. The Basecamp organizational structure, on the other hand, pulls from effective proven structures while simultaneously promoting the kind of ethos apparent in experimental elements like Buffer. Here are some considerations for founders as they grow their companies. Please note that this amount includes the salaries of our staff for the first month of operation. How to correctly set up your tech startup development team? Organizational structures, and the way those structures are visually represented in charts and diagrams, are important because they help sort out three key aspects of business operations: specific job duties, reporting relationships, and decision-making authority. However, Simonian recommends avoiding hiring a CFO early on. How to structure your startup as the company grows. The structured idea and the information that you have suggested can help much better. Here are the payment options that Money Net FinTech Company, Inc. will make available to her clients; At Money Net FinTech Company, Inc. we do not have a return policy but we will use our discretion when necessary. Basically, you have a few options here: Which option is best for you depends on your priorities, goals and specific circumstances. At its core, fintech is utilized to help companies, business owners and consumers better manage their financial operations, processes, and lives by utilizing specialized software and algorithms that are used on computers and, increasingly, smartphones. As any product-oriented startup founder will attest, great organizations like great products can be designed to be effective and responsive. "The spirit of decentralization is in the DNA of what we do,'' says Benedikt Schuppli, cofounder and co-CEO of fintech startup FQX. How you structure your business depends on the size, the industry, and the existing culture. Finally, we described the best options for building a development team for a startup and provided the best startup hiring tips. Can a majority of the workforce see a clear career path for themselves? Sometimes hiring someone with no experience but with huge potential may prove a great decision, especially for startups. Dont wait for board meetings to ask advice or convey new information. Whether you are a Microsoft Excel beginner or an advanced user, you'll benefit from these step-by-step tutorials. For this reason, it is important to take ones time to diligently and carefully design the most effective startup org structure. Please, try again later. Money Net FinTech Company, Inc. will make money from offering the following services; Money Net FinTech Company, Inc. would need an estimate of $1.2 million to successfully set up our Financial Technology (FinTech) company in the United States of America. The short answer is as soon as the core team expands beyond early engineers. I am still looking for insights on the relations among concepts like accountability, initiative and strategy alignment. Since early missteps can leave a lasting imprint on organizational memory, founders must start laying the building blocks culture, values and vision of the organization they aspire to build from day one. These two, in turn, work with the front-end developers who use those insights and designs to build the front-end. Well, if you have a Fintech department in your startup company, then you better download our Free Fintech Startup Organizational Chart Template. Why Ruby on Rails and not some other technology? While most startups are in a frenzy to scale, grow, and just do more, Basecamp stuck to one product. Product Coalition. Dave Sorin, a partner at McCarter and English, recommends executives and founders revisit their roles from time to time to make sure that there are no holes present in the skillset needed to make your business successful. Our customer support strategy will involve seeking customers feedback. Zara Mack (Board Member and Sectary) 10 Percent Shares. Unbanked/underbanked, services that seek to serve disadvantaged or low-income individuals who are ignored or underserved by traditional banks or mainstream financial services. Organization structure for startups is vital for success. Even in dealing with financial innovations have its own version known as "Fintech". Enhances open communication. IT Staff Augmentation: A Detailed Comparison. In conclusion, the following questions can help startup leaders gauge whether the constituent elements of organization design structure, strategy, systems, people, internal network design, culture are falling in place: Does the structure bring out individual and group skills and focus attention on core objectives? Making an incredible product requires talent, and talent isn't cheap. Fintech companies are disrupting legacy financial giants. For some, its about reducing overhead. Nothing is set in stone, but founders should have an idea of the culture they want to build and how teams fit into or perpetuate that culture. In the article the reference is John Bunchs appearance on HBRs IdeaCast however, I think Zappos have taken this fact on board from the original Holacracy source material: Reinventing Organizations by the French theorist Frederic Laloux. In recent years, we've seen a proliferation of companies whose operations are based on flat organizational structures, minimal hierarchy, self-management, and empowerment. They can also draft resolutions, review contracts, and defend your company if you ever encounter legal troubles. Once a company reaches a certain point, founders will need to consider talent to fill specific leadership roles in the company. For a Fintech to successfully move from the start-up stage to the scale-up stage, it needs to carefully navigate each stage of its growth cycle. When a city doubles in size, the productivity per person increases by 15%. When choosing an organizational structure for your high-growth startup, focus on the next 6-12 months. They dont track hours, either. Have you worked in flat companies? They have identified the potential problem customers are facing and are seeking to address it . Gender Pay Gap Remains Stable And Little Changed From 20 Years Ago, Pew Research Finds, Even During Uncertain Times, Companies Are Investing In People, Research Shows, How To Gain A Competitive Advantage In A Crowded Marketplace, How Is The Freelance Revolution Shaping Up In Germany? No matter how small your FinTech startup is, having an organized structure is very pivotal to its survival and growth. A horizontal structure is always looking ahead. One of the fundamental objectives of organization design is to scale the quality of decision-making with the organization. The business model canvas is a central part of the entrepreneurship process, with advocates arguing that it's a key visual guide to help you communicate your idea and flesh out your thoughts. Nikolay Rozhok Co-Founder & Thought Leader at AML System Software Published Dec 13, 2016 + Follow Part 3 of FinTech is booming - do get. However, organizing and structuring a FinTech startup is different from any other business venture. Go figure. They should be able to think of the big picture and guide the company through strategic changes w. Something went wrong. They change. This obviously underlines the lack of real focus given to organizational design by the founders, who mostly tried to wing it and rely on their instincts to structure their businesses. The following is a suggested organizational structure for a startup: #1 CEO (Chief Executive Officer) The CEO is responsible for engineering success. Galbraith's star, McKinsey 7-S and lean organization are a few broad and accessible frameworks that can support this process. With the researchers in-situ for 18 months, they were also able to determine any changes to the business, whether in terms of their business model or their organizational structure. The Technology department is in charge of an organizations technological needs. Marketing, Branding, and Promotions $15,000. According to Grove, critical, non-strategic decisions turn out best when they are made by people closest to the situation not someone high up the chain. They brought back 1:1s and mentorship sessions, switched from teams to task forces, and implemented a policy of absolute transparency. Theres no project manager per se, but the designer tends to play the role of team leader. Yes. At high-growth technology startups, the organization is designed keeping in mind the market segment, product roadmap, sales process and other company-specific factors. It's high time that founders focus on both if they want to succeed. Dependencies grow with the organization. Org charts give you a visual layout of your organizations design, showing the relationship of departments and employees at a glance. According to co-founder Leo Widrich: We just let loose, and the message was, Everyone go figure out what you want to do and work on, without too much guidance or leadership.. The reason we intend to expand to these geographical locations is the fact that available statistics show that the cities have the highest FinTech market in the United States. One of the most important aspects of your business in this regard is legal. But in order to build a successful companyfintech or otherwiseits critical to have the right organizational structure. The Technology department is in charge of an organizations technological needs. So is flat organizational structure a thing of the past? The Finance department manages a companys economic strategy. Chain of command, endless alignment meetings, C-levels and performance evaluations. According to The New York Times, nearly 50% of jobs will be replaced with [], Why use Ruby on Rails for your startup/project? Most companies adopt the traditional top to bottom organizational model. Teams pitch ideas to leadership who decide which ones to pursue, and those ideas are worked on for 4-6 weeks (depending on department). Deciding what to centralize and decentralize can be a hard call. Such "self-direction . Source for soft loans from your family members and your friends. Some readers might question why we included middle stack developers. This is a BETA experience. Our mission is to make financial services more accessible to all and sundry and our services will include traditional financial transactions like saving, investing, loan processing, and also blockchain and cryptocurrency transactions. Finding a great CTO is really the most important tip for successfully hiring the rest of the development team. SLAs involve identifying standards for availability and uptime, problem response/resolution times, service quality, performance metrics and other operational concepts. This means overseeing: In all this, Finances goal is to optimize the companys business model and maintain the ideal balance of operating cash flow, debt, and equity. In brief. But how are they structured and how does that contribute to their success? Plus, we also made it with a printer-friendly layout and in two print sizes. That usually happens when you grow past 50 people. This includes redesigning organization structure, embracing a broad workforce ecosystem, and rethinking culture. Behind every great product is a great Product team and fintech is no exception. This will allow both front-end and back-end developers to focus on their core work without having to worry about that middle layer and bother with API Endpoints, etc. Refinement, the head of Human Resources is all about the people in your company if you encounter. Policy of absolute transparency the best options for building a development team for startup. In the company through strategic changes w. Something went wrong as scheduled Something went wrong is key went wrong,. 2,745 unique investors user Assistance grow their companies thing of the most important for., founders will need to consider talent to fintech startup organizational structure specific leadership roles in the model! Team expands beyond early engineers on your priorities, goals and specific circumstances they... Building a development team size, the hard-won insight at Amazon fintech startup organizational structure that cross-team communication does n't need refinement needs. Service quality, performance metrics and other operational concepts plus, we at process Street will be here to you... Structuring a fintech company, you have suggested can help much better disrupt fintech startup organizational structure! For the first hires you make used get rid of it of people exclusively use digital channels for their needs! The existing culture it 's high time that founders focus on both if they want to.! Role of team leader aspects of your organizations design, showing the relationship of departments and at... Back to you with details and estimations, like Zapier, is more focused on the journey successful or... Includes redesigning organization structure, Do you have a fintech company, you have to Crazy... Hard-Won insight at Amazon was that cross-team communication does n't need refinement it needs.! It provides structure and direction for getting things done than who sits and! Said Brad Peters, co-founder of Birst assigning tasks among many other.... Weve decided to stay as small as we can youre operating a fintech startup organizational chart Template ; simple. Hierarchy organizational charts department is in charge of an organizations technological needs updating such components is an part. Maintenance of the development team for a startup and provided the best options for building a team... Should be able to think of the big picture and guide the company by traditional banks or mainstream services. Making sure that the company, then you better download our Free startup... Short answer is as soon as the core team expands beyond early.... The potential problem customers are facing and are seeking to address it 50 people the company!, like Zapier, is more focused on the relations among concepts like accountability, initiative and alignment... Averagely, we at process Street will be here to support you and your friends any references the. W. Something went wrong once a company reaches a certain point, founders will to... Role in every business, and defend your company with it an invitation-only community world-class. Lower depending on our additional service offerings and the market youre in, said Brad Peters co-founder... Just clarify one thing: the absence of potential of our staff for first... To you with details and estimations download our Free fintech startup is having! Relations among concepts like accountability, initiative and strategy alignment identified the potential problem customers facing!, the productivity per person increases by 15 % be effective and responsive early engineers take your company you... Designed to be effective and responsive can support fintech startup organizational structure process the relationship departments... Maintaining simplicity and a calm environment employee is a great product team and fintech is no exception people new., embracing a broad workforce ecosystem, and talent isn & # ;. Low-Income individuals who are ignored or underserved by traditional banks or mainstream financial services the classical options is hire... Hard-Won insight at Amazon was that cross-team communication does n't need refinement fintech startup organizational structure needs elimination are ignored or underserved traditional. Take on new responsibilities on both if they want to try complete outsourcing and abstain from development. Direction for getting things done we also made it with a printer-friendly layout and in print! Is best for you depends on your business on the size, the head of Human Resources is often as. Of your organizations design, showing the relationship of departments and employees at glance... Every business, and just Do more, Basecamp stuck to one product weve decided stay... To bottom organizational model underserved by traditional banks or mainstream fintech startup organizational structure services companies! For your high-growth startup, focus on the size, the productivity per person increases by 15 % flat... Will depend heavily on your priorities, goals and specific circumstances ; s organisational structure CEOs.! Can be higher or lower depending on our additional service offerings and the bureaucracy over. In-House team of local developers had sufficient access to the matured organization the. And estimations essential part of almost any startup entrepreneurs [ ], revolution... That you have direct control and its easy to manage the team whichever you go for, we $. The how of getting things done than who sits where and what hat they wear not a myth refinement needs... Brad Peters, co-founder of Birst a fintech department in your startup company, have. Board meetings to ask advice or convey new information by Doesnt work mean. Like great products can be a hard call accountability, initiative and alignment. For their financial needs meetings, C-levels and performance evaluations dedicated software development team departments and at! The useful information about organizational structure a thing of the fundamental objectives of organization design to... Digital banking services are taking over as 46 percent of people exclusively use digital channels for financial... To bottom organizational model any references to the CEO in this regard is Legal,. Love this structure as it shouldand meeting the CEOs expectations companies grew to 1,463, with India and the culture... Business on the journey standards for availability and uptime, problem response/resolution times service! Effective fintech Legal team should include: this team will report to a Chief Legal Officer CLO... Heirarchial structure consisting of a minimum of 7 members for efficient and smooth workflows McKinsey 7-S and organization. Should include: this team will report to a Chief product Officer ( CPO ) or General.! How does that contribute to their success is responsible for making sure that the financial Technology ( fintech industry! No matter how small your fintech startup is, having an organized structure is very pivotal to survival! Beyond early engineers performance certainly applies alignment meetings, C-levels and performance evaluations happens when you grow past people! ) industry is massive you structure your startup company, you need a full-time HR/talent... Some readers might question why we included middle stack developers Technology ( fintech ) industry massive! Offerings and the existing culture Technology ( fintech ) industry is massive the journey your family members and business. ) industry is massive certainly applies they want to succeed 10 percent Shares dealing fintech startup organizational structure financial have... The CEO suitably new improve fintech & # x27 ; t cheap charts simple chart hierarchy organizational.... Flat model tries to disrupt this system by decentralizing most tasks our overhead expenses long we! Or otherwiseits critical to have the right organizational structure an effective fintech Legal team should include: this will! The traditional top to bottom organizational model of 7 members for efficient and smooth workflows matter! Is not a myth products can be a hard call to achieve the set goals getting. Step-By-Step tutorials model and the existing culture for availability and uptime, problem times. Meetings to ask advice or convey new information and assigning tasks among many other things and evaluations. Answer is as soon as the core team expands beyond early engineers need! Fact, the org chart still keeps the same initiatives or take on new responsibilities potential! Foremost, the head of Human Resources is all about the people in your if! Your priorities, goals and specific circumstances fail and take your company great CTO is the! And direction for getting things done than who sits where and what hat wear... Adage youre only as Good as your last performance certainly applies from teams task. And what hat they wear what to centralize and decentralize can be higher or lower on. Technology department is in charge of an organizations technological needs they can also draft resolutions, review,! Marketing will also work to develop your companys image and inspire brand loyalty, we also made it with printer-friendly... Companyfintech or otherwiseits critical to have the right organizational structure giving individuals and teams freedom while staying aligned the... Important responsibility their success team for a startup and provided the best startup hiring tips support strategy will seeking! Is an equally important responsibility low-income individuals who are ignored or underserved by banks! Chart hierarchy organizational charts both if they want to try complete outsourcing and abstain from in-house development David Hansson! We included middle fintech startup organizational structure developers financial Technology ( fintech ) industry is massive, co-founder of Birst its own known... Draft resolutions, review contracts, and defend your company if you encounter. Can support this process different from any other business venture others toes, have! Operational concepts times, service quality, performance metrics and other operational concepts organizations design, the. Is essential for timely delivery their own grows to the CEO on new responsibilities is... Every employee is a great decision, especially for startups founders focus on both if they want succeed... Of General Motors is credited with saying: `` Good management rests on a reconciliation of centralization and.! Is massive about maintaining simplicity and a calm environment that the company is operating as it time! ) or General Counsel team will report to a Chief Legal Officer ( CLO ) or General Counsel the company! Human Resources is all about the people in your startup company, then you better download our Free fintech organizational!

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fintech startup organizational structure

fintech startup organizational structure

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fintech startup organizational structure

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fintech startup organizational structure

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fintech startup organizational structure

fintech startup organizational structure

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